| So, you think you're ready to buy a new home?
When purchasing a home, you are faced with a multitude of decisions.
Finding that perfect home is not an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you've made the commitment to reach that home-purchasing goal, though, the rewards you can achieve are unquestionable.
I have my finger on the pulse of housing trends and prices and access to the best possible resources and communication systems available today to help you locate homes on the real estate market that match your specifications. A comprehensive knowledge of the available homes in your Langley neighborhood is one of my strongest assets.
Q. What is a Buying Specialist?
Have you ever looked on mls.ca and called up the random Realtor listed for that property? Admit it... have you done this more than once? If so, you are putting yourself at a huge disadvantage.
A. A Buying Specialist works not only with you, but for you.
Some Realtors you met may have been nice, and some like vultures in waiting. Either way, if you've called them up based on the ad, they work for the Seller.
I work for you so my priority is to find you the most suitable home based on your needs and preferences that we have discussed in length. As we work together my continuous analysis allows me to quickly and more accuratly choose the right homes for you to see, saving you time and frustration.
Who says the skill of shopping can't turn into a career?
Ok, so I do a little more than shop for you....
OK, I do a LOT more!
Are you barking up the wrong tree when it comes to finding the right new home? How do you score on my BUYERS QUIZ? Read on and then take the challenge at the bottom of this page.
First time home-buyers
Some of my favorite customers are first time home buyers. I deeply enjoy the rewarding experience of helping a renter become an owner; helping them to invest in their future. Have you been to a Mortgage Broker? Do you know what price you can qualify for? This is a VITAL first step! Save your energy for house hunting and let me and my TEAM do the work for you. Once you have been pre-approved (read "A vital step" below) and know what price range you plan to stay within, I can help you determine which properties fit, using the MLS system.
Experienced home-buyers
Whats important to you? A fenced yard? Hardwood floors? No pet restrictions? Its about understanding your clients and how they live.
I'll make the process of purchasing a home easier, more enjoyable,and less time-consuming than if you undertook this challenge on your own. I'll help you prepare so that sellers perceive you as a preferred buyer. My detailed "wants and needs" search when we first meet saves you precious time by narrowing down the homes we view in person to only the ones most suitable for you.
Start your search now - and view my current listings!
A vital step: Loan Pre-Approval
Once you've narrowed down your list of wants and needs, you're ready to take the next step in the purchasing process: getting pre-approved with a local mortgage company. While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a house you like. Depending upon market conditions, a seller may lean towards an unconditional offer, so you'll have less negotiating power if you have to wait for mortgage approval. Banks and financial institutions have developed many programs catered specifically to home buyers. Once you review your needs and objectives with a lending officer, you'll be one step closer to purchasing your home.
Contact me and I'll be happy to refer you to a mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I am there for you all the way
It is my job to guide you through this complicated process, from beginning to end. Contact me today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to closing the deal - and every small or large step in between - I will be there to ensure your journey to life behind a new door is a smooth one!
As an added bonus I offer all my purchasing clients a FREE cleaning service*. You have enough to worry about! (*ask for details)
BUYERS QUIZ:
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Do you know what mortgage amount you can qualify for?
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Do you know what items your Lender will need to approve you?
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Have you calculated the costs associated with making your purchase? (lawyer fees, moving fees, transfer tax, GST, etc)
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Are you familiar with the buying process and terminology? (subject removals, offers, completion dates, etc)
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Do you know why having a Buying Specialist can benefit you? (A free service* I provide)
If you answered NO to any of these, don't look at another home without me.
Make sure you have an experienced, dedicated, professional on your side!
*Unless otherwise mutually agreed upon under contract. |
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